Updated Aug 22, 2020

Bundling guidelines to make agriculture insurance better


Joyce Muzuma

The bundling guidelines resource lays out options and successful methods to bundle index insurance with other mechanisms so that this risk mitigating financial tool will be better able to overcome the binding constraints of farmers.

Stage 4: Transition to Scale

Focus Areas:


AgricultureSEE LESS

Implemented In:

Burkina Faso, Tanzania, Mali and 2 MoreSEE ALL

Burkina Faso, Tanzania, Mali, Mozambique and BangladeshSEE LESS

Countries Implemented In
Verified Funding


Providing standalone insurance products – especially in new markets where they are untested and consumers lack understanding and trust – can be difficult and unprofitable.



Bundling insurance offers the opportunity to the insurer or the implementing entity to bundle their product with a value chain component (output or input) that is necessary for the farmer. By bundling insurance with other smallholder-focused financial and non-financial services practitioners can develop a customized suite of products, services and delivery modes that offer substantial and tangible client value. These bundling guidelines will support bundling efforts.

Target Beneficiaries

Insurers, banks, agro-input providers, and farmers can all benefit from the information provided in these guidelines.

Competitive Advantage

No such guidelines are available


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Burkina Faso